Shared Equity
A shared equity arrangement is when a third party (most likely the lender or the government) takes out a stake in your home at the time you buy it. This will can help to bring your overall loan (and loan repayments) down.
Application Form (rental property)
An Application Form lets the potential tenant provide key information about them to the property manager or landlord that shows the agent that they are the best candidate for the property, are able to pay the rent on time, and will look after the property as specified in the Residential Tenancy Agreement. It is used by the property manager to identify who they will recommend to the landlord to rent the property.
Conditional Approval
Conditional approval, or pre-approval, means the lender has assessed you and your suitability as a borrower and is happy to loan to you, subject to completing their verification process. This is conditional on the bank’s assessment that the property you select is suitable and verification of the information in your application. Full approval combines the bank’s assessment and verification of you and your property.
Buying a house-and-land package
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Buying a house-and-land package
Family Home Guarantee
A Commonwealth Government initiative to support eligible single parents with dependents to build a new home or purchase an existing home with as little as 2 per cent deposit and without needing lenders mortgage insurance.
Help to find a stable and safe home
SYC is a not-for-profit organisation assisting people of all ages to secure stable and safe homes.
Community and low cost housing
Not-for-profit organisation Catalyst Foundation provides information and connects seniors with low cost and community housing services.
A dream come true
Subhashini, or Shuba as she is known to her friends, arrived in Adelaide with her husband from India in 2016.
Four years and two young children later, the western suburbs unit they were renting was feeling increasingly cramped, but home ownership was still just a dream.
That’s where the state government's affordable housing program came in. Shuba, who works at a bank, and her husband, a bus driver, visited the website and saw the opportunity to build a brand new three bedroom home at Woodville West.
Other Successful HomeSeekers
First-in-line
Buying through HomeSeeker SA involves a ‘first-in-line’ process.
To be in line to purchase a property you need to provide the real estate agent with proof of finance pre-approval so they can add you to the list of interested buyers (in order of contacting the agent).
Rental profile
A rental profile allows you to store all of your tenant data in one place to share electronically with property managers and landlords instead of having to supply it every time you apply for a rental property. Different real estate agents and property managers use different types of rental profiles. The most commonly used is 1form, as used on realestate.com.au, and by agencies such as L J Hooker, Harcourts, First National and Raine & Horne. Sign up for 1form.