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Home Buyer Support

First Home Owner Grant (FHOG)

The State Government's First Home Owner Grant offers up to $15,000 when purchasing a new residential property in South Australia

Indigenous Home Loans

Simple, affordable and personalised Indigenous Home Loan products. Additional assistance is also available to customers in remote areas or who are relocating to a remote area.

First Home Loan Deposit Scheme

A Commonwealth Government initiative to support eligible first home buyers to purchase their home with as little as 5 per cent deposit and without needing lenders mortgage insurance.

Low income and low deposit home loans

HomeStart offer a range of home loans to suit different incomes including graduate loans, low deposit loans, shared equity options and seniors' loans.

$10,000 Starter Loan

The $10,000 Starter Loan can assist with the upfront costs of buying or building a home. Starter Loans have a five-year term with no repayments required or interest charged during the term.

Buying your public housing property

If you're a Housing SA tenant, you may be able to buy your current public housing property.


The HomeBuilder grant was a Commonwealth government financial initiative to encourage eligible owner-occupiers (including first home owners) to buy a new home or renovate their home during 2020-21. The grant ended on 31 March 2021, with documentation supporting applications to be submitted by 30 April 2021.