Here’s how HomeSeeker SA can help you buy an affordable home

Understand how HomeSeeker SA works in nine easy steps

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Useful Information

We provide information to help you navigate the home buying process including advice on government grants and stamp duty exemptions available to eligible buyers.

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Property Listings

We provide listings of affordable properties for sale at a fixed price.

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Property Alerts

We provide a regular e-newsletter with property alerts and helpful information for HomeSeeker SA subscribers.

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What you need to do to buy a home through HomeSeeker SA

1
Bank

Get your own independent financial advice, which could include talking to a bank, credit union or mortgage broker to determine how much you can borrow

2
Savings

Based on this advice, make sure you have saved enough money for your deposit

3
Pre-approval

Get written finance pre-approval from a lender prior to contacting real estate agents

4
Pre-approval

Make sure you’re eligible for the HomeSeeker SA home buyer process

5
Listings

Regularly check the affordable home listings on the HomeSeeker SA website and email the agents if you’re interested in a property

6
Declaration

Confirm with the appointed real estate agent that you’re eligible to buy a property through HomeSeeker SA by signing a Declaration of Eligibility (provided by the agent)

7
Agent

Negotiate with the vendor through the appointed real estate agent

8
Conveyancer

Arrange for a conveyancer to complete the property transaction

9
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Arrange for your bank or financial institution to provide a mortgage so you can buy your new home

There are some things HomeSeeker SA doesn’t do:

  • We don’t determine which affordable properties are for sale
  • We don’t determine the price of affordable properties listed for sale
  • We don’t provide financial and/or legal advice
  • We don’t negotiate with real estate agents and conveyancers on behalf of home buyers
  • We don’t negotiate with banks and financial institutions on behalf of home buyers.
  • We don’t negotiate with builders and developers regarding construction contracts on behalf of home buyers.
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What is an ‘affordable home’?

This means home buyers can continue to meet their basic living costs such as groceries, transport, education, healthcare, and clothing.

The South Australian Government is increasing housing supply and supporting more South Australians to have a roof over their heads by developing more housing throughout the state and supporting the building of more affordable housing that can be purchased by eligible low-to-moderate income South Australian home buyers.

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What is HomeSeeker SA?

Helping South Australians buy an affordable home 

We connect eligible South Australian buyers to affordable homes in metropolitan Adelaide and around the state that are ready to purchase.

Buying an affordable home through HomeSeeker SA means you won’t have to compete with property investors to buy your new home.  

Our affordable homes are specifically priced to help eligible South Australian low-to-moderate income people and families achieve their dream of home ownership.

<span class=Handy home-buying tips  " />

Handy home-buying tips 

Articles of interest

HomeSeeker SA

Ashley and Dylan, Woodville Gardens

First home buyers Ashley and Dylan bought an affordable home through HomeSeeker SA at Woodville Gardens and should move in before the end of 2024.

“We had been looking sporadically at the real estate websites to monitor the market, and then one of the agents alerted us to an advertisement for a $5,000 deposit property build, so we looked further into it and jumped on the HomeSeeker SA website to see if we were eligible,” says Ashley.

Michael, St Clair

33-year-old first home buyer Michael did his research before buying his new affordable home through HomeSeeker SA.

Michael – who works in the health care sector - says he spent many hours on real estate websites and the HomeSeeker SA website researching what houses and land were available.                

Stephanie, Woodville West

28-year-old first home buyer Stephanie had finance at the forefront of her mind when she bought an affordable home through HomeSeeker SA.

Stephanie moved into her new affordable home at Woodville West in early 2024, and she says it’s a great place in a nice community.

“It’s perfect for me. It’s modern, there isn’t too much to worry about in terms of cleaning and maintenance, and it has plenty of storage room,” says Stephanie.

Tessa, Oaklands Park

36-year-old first home buyer Tessa says despite her experience working in the real estate industry, she still needed to do her research – especially about finance – when buying her affordable home through HomeSeeker SA.

Tessa’s new home is under construction at Oaklands Park and should be ready to move into before Christmas 2024. She organised her finance to buy her new affordable home through HomeStart.

Amanda and Rashan, Woodville Gardens

45-year-old Amanda and her partner were having trouble finding a home they could afford and organising finance until they discovered the HomeSeeker SA website.

First home buyers Amanda and Rashan’s new affordable home at Woodville Gardens is under construction and should be ready before March 2025. Amanda has been regularly visiting the building site to track its progress and take photos.

She says several things were causing them some trouble when they first started looking for a home.