Raji and Vardhana, Ingle Farm

For Vardhana and Raji, the path to home ownership was anything but straightforward. With rising rental costs and the challenges of saving for a deposit on a single income, the aspirations often felt distant. Saving for a traditional deposit was slow going and every visit to the bank ended in disappointment due to strict lending requirements. This changed when they discovered HomeSeeker SA.

Manvi, Blair Athol

For many young Australians, the dream of owning a home can feel out of reach – especially in a competitive property market. But for 28-year-old university lecturer Manvi, HomeSeeker SA made that dream a reality.

Having moved to Australia in 2018 as an international student, Manvi worked hard to build a career and a life in her new home. Becoming an Australian citizen was a proud milestone. Still, it was the purchase of her first home that truly made her feel grounded.

Help to Buy

The Australian Government’s Help to Buy Scheme is a new initiative designed to support more Australians to buy a home. If you’ve saved what you can but are still a little short of being able to buy a home that meets your needs, Help to Buy may be able to bridge the gap.

Whether you're a first-time buyer or someone returning to home ownership, Help to Buy offers support to secure a place to call home. For eligible buyers, the Australian Government will contribute up to 30% (existing homes) or 40% (newly built homes) toward the purchase price.

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Developers

Partnering for affordable housing in South Australia

The Department for Housing and Urban Development is committed to fostering innovative partnerships with industry to enhance the supply of affordable housing across South Australia.

Through the administration of the 15 per cent affordable housing policy and the HomeSeeker SA website, we strive to create pathways to home ownership and provide greater housing security for our community.

Here’s how HomeSeeker SA can help you buy an affordable home

Understand how HomeSeeker SA works in nine easy steps

Useful Information

We provide information to help you navigate the home buying process including advice on government grants and stamp duty exemptions available to eligible buyers.

Learn More

Property Listings

We provide listings of affordable properties for sale at a fixed price.

View Properties

Property Alerts

We provide a regular e-newsletter with property alerts and helpful information for HomeSeeker SA subscribers.

What you need to do to buy a home through HomeSeeker SA

Get your own independent financial advice, which could include talking to a bank, credit union or mortgage broker to determine how much you can borrow

Based on this advice, make sure you have saved enough money for your deposit

Get written finance pre-approval from a lender prior to contacting real estate agents

Make sure you’re eligible for the HomeSeeker SA home buyer process

Regularly check the affordable home listings on the HomeSeeker SA website and email the agents if you’re interested in a property

Confirm with the appointed real estate agent that you’re eligible to buy a property through HomeSeeker SA by signing a Declaration of Eligibility (provided by the agent)

Negotiate with the vendor through the appointed real estate agent

Arrange for a conveyancer to complete the property transaction

Arrange for your bank or financial institution to provide a mortgage so you can buy your new home

There are some things HomeSeeker SA doesn’t do:

We don’t determine which affordable properties are for sale
We don’t determine the price of affordable properties listed for sale
We don’t provide financial and/or legal advice
We don’t negotiate with real estate agents and conveyancers on behalf of home buyers
We don’t negotiate with banks and financial institutions on behalf of home buyers.
We don’t negotiate with builders and developers regarding construction contracts on behalf of home buyers.

What is an ‘affordable home’? " />

What is an ‘affordable home’?

This means home buyers can continue to meet their basic living costs such as groceries, transport, education, healthcare, and clothing.

The South Australian Government is increasing housing supply and supporting more South Australians to have a roof over their heads by developing more housing throughout the state and supporting the building of more affordable housing that can be purchased by eligible low-to-moderate income South Australian home buyers.

What is HomeSeeker SA? " />

What is HomeSeeker SA?

Helping South Australians buy an affordable home

We connect eligible South Australian buyers to affordable homes in metropolitan Adelaide and around the state that are ready to purchase.

Buying an affordable home through HomeSeeker SA means you won’t have to compete with property investors to buy your new home. 

Our affordable homes are specifically priced to help eligible South Australian low-to-moderate income people and families achieve their dream of home ownership.