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  • Low Income and Low Deposit Home Loans

    HomeStart Finance offers a range of home loans to suit different incomes including graduate loans, low deposit loans, shared equity options and seniors' loans.

    Learn more about HomeStart's home loan products
  • $10,000 Starter Loan

    The $10,000 Starter Loan can assist with the upfront costs of buying or building a home. Starter Loans have a five-year term with no repayments required or interest charged during the term.

    Learn more about the HomeStart $10,000 Starter Loan
  • New Home Guarantee

    The New Home Guarantee is a Commonwealth Government initiative for eligible first home buyers that guarantees up to 15% of the value of a property, allowing buyers to purchase their first home sooner, without needing to pay lenders mortgage insurance.

    Find out more about the New Home Guarantee
  • First Home Super Saver Scheme

    The Commonwealth Government’s First Home Super Saver Scheme allows eligible first home buyers to save money for a home by accessing tax-favourable voluntary contributions made into their super fund.

    Learn more about the First Home Super Saver Scheme
  • Family Home Guarantee

    A Commonwealth Government initiative to support eligible single parents with dependents to build a new home or purchase an existing home with as little as 2 per cent deposit and without needing lenders mortgage insurance.

    Learn more about the Family Home Guarantee
  • First Home Owner Grant (FHOG)

    The State Government's First Home Owner Grant offers up to $15,000 when purchasing a new residential property in South Australia

    Discover if you are eligible for the FHOG
  • First Home Loan Deposit Scheme

    A Commonwealth Government initiative to support eligible first home buyers to build or purchase a new home with as little as a 5 per cent deposit and without needing lenders mortgage insurance. Announced to be renamed the First Home Guarantee in the 2022-23 Federal Budget.

    Learn more about the First Home Loan Deposit Scheme