Low Income and Low Deposit Home Loans

Everyone deserves the chance to own their home and for 35 years HomeStart have been helping South Australians achieve this dream. They understand that everyone’s circumstances are different which is why they have a range of innovative, low deposit loans and options to boost borrowing power that cater to the diverse needs of our community.

First Home Guarantee

This is a Federal Government initiative which supports eligible first home buyers to build or buy a new home with as little as 5% deposit and without needing lenders mortgage insurance.

Indigenous Home Loans

Simple, affordable, and personalised Indigenous Home Loan products. Additional assistance is also available to customers in remote areas or who are relocating to a remote area. 

First Home Owner Grant (FHOG)

First home buyers may be eligible for the South Australian Government’s First Home Owner Grant. You can receive up to $15,000 if you’re buying or building a new home (house, flat, townhouse, apartment) in South Australia and you’re intending the home to be your principal place of residence. 

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Our Partners

HomeStart

Everyone deserves the chance to own their home and for 36 years HomeStart have been helping South Australians achieve this dream.

Backed by the South Australian Government, HomeStart makes the path to home ownership straightforward and accessible.

They understand that everyone's circumstances are different which is why they have a range of innovative, low deposit loans and additional options that cater to the diverse needs of our community.

About HomeSeeker SA

HomeSeeker SA

Buying a home

HomeSeeker SA

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Our aims

HomeSeeker SA will help to put control back into the hands of South Australians by providing the opportunities and knowledge needed to move towards a more secure housing future.

Reducing housing stress

Many of us have either experienced housing stress ourselves or know family members or friends who are struggling with the reality of finding a safe, secure and long-term home for themselves and their loved ones.